Annual fee and fixed annual interest rate are subject to change with 30 days notice.

® BONUSDOLLARS is a registered trademark of Fédération des caisses Desjardins du Québec.

1. You have 25 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This
   means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the
   interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate
   is 10.9% and your average daily outstanding balance is $100, you’d be charged $0.89 in interest. If it’s $500, you’d be charged $4.47 in interest, and if it’s $1,000 you’d be charged $8.95 in interest.
2. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This
   means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the
   interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate
   is 19.9% and your average daily outstanding balance is $100, you’d be charged $1.64 in interest. If it’s $500, you’d be charged $8.18 in interest, and if it’s $1,000 you’d be charged $16.36 in interest.
3. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This
   means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the
   interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate
   is 9.9% and your average daily outstanding balance is $100, you’d be charged $0.81 in interest. If it’s $500, you’d be charged $4.07 in interest, and if it’s $1,000 you’d be charged $8.14 in interest.
4. Eligibility requirements: Must have an eligible account. Primary card holder on the account must be a member of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires
   de l’Ontario inc.